Everything XSquare runs.
In one place.
Receivables, payables, and the rails underneath. Click any product to see how it works inside a business like yours.
Every invoice, with a payment link inside.
Issue invoices the way you do today. XSquare embeds a one-click payment link straight into each one. Customers click, choose card, Apple Pay, or bank, and you get paid in hours instead of weeks.
- Native to Zoho Books, Xero, Wafeq, Odoo
- Card, Apple Pay, Google Pay, bank transfer
- AED branded invoice, paid in seconds
- No customer signup, no app to install
Collect from anywhere, in seconds.
Spin up a payment link or QR code for any amount, any customer. Share over WhatsApp, email, or print on a poster. Funds settle directly to your bank, no card terminal required.
- Variable-amount links — customer pays what they choose
- One-click QR generation for storefronts and pop-ups
- Branded checkout page, your logo, your colors
- Shareable link works on any device, any channel
No more matching spreadsheets.
When a customer pays, XSquare matches that payment to the right invoice in your ERP, marks it paid, and updates the books. Your finance team gets the end-of-week back.
- Auto-match on invoice number, amount, and customer
- Two-way sync with Zoho Books, Xero, Wafeq, Odoo
- Multi-bank reconciliation across all your accounts
- Audit-ready trail for every matched transaction
Turn payables into 35 days of free working capital.
Pay any supplier on your existing corporate card via XSquare. The supplier receives funds at their bank the same day. You get the card billing cycle as float, plus your existing card cashback.
- Up to 35 days of working capital on every payable
- Supplier receives same-day bank settlement
- Earn cashback on payments you were making anyway
- Built on Mastercard B2B program rails
Approvals that keep finance moving.
Set custom approval chains for any payment threshold. Two-tier under AED 50,000, three-tier above. Travelling managers approve from mobile. Every payment carries a full audit trail.
- Threshold-based multi-tier approval routing
- Mobile approval for travelling managers
- Auto-escalation on stuck approvals
- Full audit log on every approver, every step
Every payable in one queue.
Stop logging into four bank portals to schedule supplier payments. XSquare aggregates payables across all entities, all banks, all suppliers, into a single dashboard. Filter, schedule, batch-pay, done.
- Unified queue across multiple entities and banks
- Filter by vendor, due date, entity, status
- Batch-schedule recurring payments
- Real-time cash position across all accounts
Native to the books you already keep.
XSquare integrates directly into the ERPs your finance team uses every day. Invoices issued in your ERP carry an embedded XSquare payment link. Collections sync back automatically. No double-entry, no middleware, no accounting catch-up.
- Two-way sync with Zoho Books, Xero, Wafeq, Odoo
- Invoices, payments, customers all auto-sync
- Reverse-sync option keeps your ERP as source of truth
- Live in 24 hours, no developer required
Bank-grade rails. Built into your ledger.
XSquare runs on Mastercard B2B program infrastructure with regulated PSP partners. Funds flow directly to your bank, never through us. Non-custodial by architecture, PCI DSS Level 1 v4 certified end to end.
- Mastercard B2B program partner
- Settlement via Tess, Telr, Geidea (CBUAE / QCB regulated)
- Non-custodial — your money is never on our balance sheet
- PCI DSS Level 1 v4, audited annually